About the Center

The Transamerica Center for Retirement Studies (“The Center”) is a non-profit , private foundation dedicated to conducting research educating the American public on trends, issues, and opportunities related to saving, planning for, and achieving financial security in retirement.

The Center engages with the American public through a comprehensive website, publishing of research findings and actionable advice through media articles, and collaborating with industry groups and organizations who share a similar passion for improving the retirement outlook for all Americans. The Center also contributes to grassroots education by appearing in articles throughout the country’s community papers and radio stations through matte releases and audio news releases.

The Center’s research and outreach is based on the premise that there is no such thing as an “average American” — and that every demographic has the opportunity to improve their retirement security. The Center is propelled by the certainty that each person also has the ability to take charge of their own financial futures through education, engagement and ultimately proactive saving and investing behaviors. The Center is focused on uncovering best practices for educating and affecting positive change among the American public to help achieve greater levels of financial security in retirement.

Each year, The Center conducts an Annual Retirement Survey, one of the largest, independent studies of its kind. The survey emphasizes savings trends, attitudes and behaviors among all Americans and segments within the population, trends of employer-sponsored retirement plans and their participating employees, and the implications of legislative and regulatory changes. Most recently, the 13th Annual Transamerica Retirement Survey polled a nationally representative sample of 3,609 workers, 621 unemployed workers and 750 employers.

The Annual Retirement Survey was launched in 1998 by Transamerica Retirement Services; The Center was officially founded in 2002 to expand the survey and to introduce the Legislative Ledger; and, in 2007, it was incorporated as a non-profit corporation and private foundation. The Center is a collaboration of retirement industry leaders with expertise in retirement and market trends, the legislative and regulatory environment, as well as deep knowledge on the opportunities that exist for companies and individuals to make the most of their retirement benefits and options. The Center is funded by contributions from Transamerica Life Insurance Company and its affiliates and may receive funds from unaffiliated third-parties.

Read our FAQ.

The Transamerica Center for Retirement Studies^® ("The Center") is a non-profit corporation and private foundation. The Center is funded by contributions from Transamerica Life Insurance Company and its affiliates and may receive funds from unaffiliated third-parties.

The Center and its representatives cannot give ERISA, tax, investment or legal advice. This material is provided for informational purposes only and should not be construed as ERISA, tax, investment or legal advice. Interested parties must consult and rely solely upon their own independent advisors regarding their particular situation and the concepts presented here. Although care has been taken in preparing this material and presenting it accurately, The Center disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it.